Gear up your smartphone with free apps to crush those annoying goals that show up on our top-10 lists every year:

Lose Weight: Two proven weight-loss strategies—calorie counting and peer support—team up in FitNow’s app (loseit.com). Set a daily calorie budget, track activities, and connect with friends for extra motivation.

Get Organized: Build collections of photos, recipes, and decorating ideas at pinterest.com. Think of it as a personal digital scrapbook that you just happen to share with the entire world.

Manage Money: Track and categorize spending at mint.com. Enter account information, then sit back and watch. As the year unfolds, you’ll begin to notice where to cut back and save.

Learn Something New: Bring global photo journalism into your tablet with this app from Reuters (widerimage.reuters.com). Timely, insightful, sometimes disturbing, always fascinating. (Sorry, it’s iPad only.)

Get a New Job: Access postings from job boards and company websites at indeed.com. Bonus: Personalize and send your search to your smart device.

Quit Smoking: OK, these apps aren’t free—but they’re lots cheaper than smoking. QuitNow! ($2.99, Google Play) and Livestrong MyQuit Coach ($3.99, iTunes) motivate soon-to-be-reformed-smokers with progress trackers, chats, and achievable goals.

Help Others: Find a great place to volunteer at volunteermatch.org.  Make a difference and connect with others in your community with this iPhone app.

Meet New People: Join the largest location-based social network at badoo.com. Meet new friends, chat, and share interests.

Send Cards: Find the perfect card for whenever and whomever at justwink.com. Get reminders and send personalized digital greetings via text, email, or Facebook.

Save the Planet: Go green with the One Small Act app from greenisuniversal.com. Choose from 400+ simple, eco-friendly actions; track progress; and share achievements.

Top 10 Apps for Self-Improvement The Saturday Evening Post