Steve Weisman is a lawyer, college professor, author, and one of the country’s leading experts in cybersecurity, identity theft, and scams. See Steve’s other Con Watch articles.
The 2020 presidential election is in high gear and has captured the attention of the American public. Of course, anything that the public is interested in becomes an opportunity for scammers to exploit, and the presidential election is no exception. Here are some common election-year scams and how to avoid them.
Robocall Campaign Solicitations
Both former Vice President Joe Biden and President Trump are actively fund raising as we head toward the final days of the campaign. Scammers are making robocalls in which they pose as campaign workers seeking your donations. This particular scam can easily appear legitimate. Caller ID can be tricked through a technique called “spoofing” to make it appear as if the call is coming from a candidate or some political organization, and recordings of the candidate can easily be incorporated into the call to make the call appear more legitimate. Even more significantly, calls from political candidates and other political calls are exempt from the federal Do-Not-Call List, so it is legal for you to get a call from a politician or Political Action Group (PAC) seeking donations even if you are enrolled in the Do-Not-Call List.
How to Avoid this Scam: Whenever you receive a telephone call, you can never be sure as to who is really contacting you, so you should never give personal or financial information to anyone over the phone whom you have not called. If you do wish to contribute to a political campaign, the best way to do this is by going to the candidate’s official website and make your contribution. Scammers can also set up phony websites for the presidential candidates, so make sure that you are going to the candidate’s real website. You can’t trust a Google or other search engines to list the real site first because sophisticated scammers are adept at getting their phony website a high placement in search results. One good way to confirm that a particular website is that of the real candidate or Political Action Committee (PAC) is to use the website whois.com, which will tell you who owns the website you are considering. If it turns out that the website is owned by someone in Russia, it is a pretty good indication that it is a phony website.
Even then, make sure that when you are giving your donation online that the website address begins with https instead of just http. Https indicates that your communication is being encrypted for better security. If you are being asked to contribute to a political organization rather than a candidate, you should definitely do your research to determine the legitimacy of the organization before making a donation. You can check out PACs at the Federal Election Commission or the Center for Responsive Politics.
Email and Text Campaign Solicitation Scams
Political candidates and PACs supporting them may try to contact you through email and text message solicitations, but once again, you can never be sure if the communication is coming from a legitimate source or a scammer.
How to Avoid this Scam: Never click on links in these emails or text messages because the risk of downloading dangerous malware is too great. Instead, if you are inclined to contribute to a particular candidate or PAC, go directly to their website to make your contribution, but again make sure to confirm that you have gone to the real website and not that of a scammer posing as the candidate or PAC.
Registration Scams
Another common election time scam involves a call purportedly from your city or town clerk informing you that you need to re-register or you will be removed from the voting lists. You are then told that you can re-register over the phone merely by providing some personal information, such as your Social Security number. Again, through spoofing, the scammer can manipulate your Caller ID to make the call appear as if it is coming from your city or town clerk.
How to Avoid this Scam: The truth is that your city or town clerk would never call and tell you that you need to re-register. Voter registration is never done by phone. If you have any concerns as to your voter registration status, you can go to your city or town’s website or call your city or town clerk to confirm your status.
Political Poll Scams
Political polls have been a major part of our election process for years. Generally, people are contacted by telephone to answer questions about the candidates and their policies. Because it is so common at this time of year to be called by a political pollster, scammers will pose as pollsters in an effort to trick victims into providing information that can be used for identity theft. Often they will dangle the reward of a gift card or other prize to lure people into participating in the scam poll. Once again spoofing can be used to make the call appear legitimate.
How to Avoid this Scam: Legitimate pollsters do not offer prizes or other compensation for participating in their polls. They also will never ask for personal information such as your Social Security number, credit card number, or banking information. Anyone asking for such information is a scammer and you should hang up immediately.
Featured image: David Carillet / Shutterstock
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Comments
I may have qualified for a stimulus check, but we live comfortably on my retirement and Social Security checks, so I wanted to return mine, but thee is no way to do this. The government needs it far more than I . In the future, couldn’t there be some procedure set up to refuse this money??